Insurance plans

Here you can see our insurance plans that include individual group and family plan.

Life Insurance

Secure your family’s future and provide them options when you no longer available to support.

Income Protection

Ensure you with an income to assist comfortable life if an injury stops you from work.

TPD Insurance

Provide options to maintain better standard of living if you are permanently disabled.

Trauma Insurance

Let you make the most of life though you have a serious illness and heartbroken.

Business Insurance

Protects your business when you suffer any injury to support other dependents of it.

Key man Insurance

To overcome the challenging conditions in business on the loss of key personnel.

Insurance quote

Life Insurance Quote Form


Insurance quote form

Trauma Insurance Quote Form


TPD Insurance Quote Form


Business Insurance Quote Form

Welcome to Risk Wisdom!

Risk Wisdom is an independent insurance advisory firm comprising of resolute financial risk advisors, who specialize in providing financial risk analysis, advice and solutions in the field of Income Protection, Life Insurance, Critical illness/ Disability Covers & Key Man/Share Purchase Insurance


The Risk Wisdom group, with over 40 years of combined
risk and superannuation experience, endeavors to convey the latest
advisor insights and expertise to our valued clients. This is inclusive
of economic updates, financial topics, industry developments,
superannuation news and life insurance advancements.


At Risk Wisdom, we provide accessibility to over 15 life insurance companies and their product range.  The  Team at Risk Wisdom
ensures that our clients have easy access to all information including
their own policies as well as information provided by all life insurance
companies regarding their products, definitions, and premiums.


The team at Risk Wisdom prides itself on finding coverage for risks
deemed uninsurable at standard rates for clients with medical conditions
such as (heart conditions, mental health issues, and obesity) etc.
 Furthermore, we are able to access insurance products for high-risk
occupations, whilst adding specialized benefits linked to the insurance

Income Protection Claim

Occupation Plumber

Claim made for hip injury on 10/10/2019

Claim lodged on 22/10/2019

Successfully approved on 16/02/2021

Claim Tenure: approx. 1 year 6 months

Benefit Amount Paid $270,132.83

‘’I have been operating a successful plumbing business for over 15 years and decided to take out an income protection cover for approx. ten years ago. The adviser who was referred from my brother did an excellent job at that time and convinced me to take out an income protection policy which would protect me financially if I was to suffer an illness or have an accident which would prevent me from working. A few times I thought about cancelling the policy but good advice kept me on-board. Last year I had an accident which led to serious complications with my right hip, I was required to undergo multiple procedures to rectify the problem. I contacted my adviser who was very forthcoming and helpful and my claim was handled very professionally by the Risk Wisdom staff. I was paid out all my dues in a timely manner and all communications was of excellent standards. I am very happy with the Risk Wisdom Team and happy to refer them.’’

Grateful for the assistance

‘’Risk wisdom – I am very grateful for the assistance, services and attention you have paid for the issuance and underwriting all the policies I have. I never get this kind of attention and advice from my previous insurance provider. Thanks for your guidance and always work like this. Good Luck.”– Debbie Clarke

Support and Persistence

Thanks for all your support and persistence in getting me a policy. It was truly pleasure to hear answer to my all questions instantly. I greatly appreciate everything you have done for me from the documentations to the deep knowledge about the premiums and my benefits. I will always appreciate your promptness and professionalism.’’– John Luttig

Best In Class Services

‘’I would love to thank Risk wisdom team for the best in class services. They interact in a very positive way and pay personal attention to every case. You can’t go wrong with this amazing insurance provider company. I highly recommend them.’’ – Diana H

I have been with Risk wisdom income protection cover since 15 years

‘’I have been with Risk wisdom income protection cover since 15 years and met with an accident 4 years ago. After that I never get back to work due injury. From then till now, Risk wisdom have been fantastic, they pay on time without much hassle of documentation. The team is very supportive and answer your every query without troubling you. There initial claim process was simple and quick. I would love to recommend Income protection cover to every professional.’’– Michael G

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